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Our thoughts and opinions

“User-Permissioned Data”, what’s buried in the fine print?

David Hamilton
By David Hamilton
on Oct 26, 2015

When assessing the business and technical models of online service providers, you will read a lot about “User-Permissioned”...

European Court of Justice ruling invalidates EU-U.S. Safe Harbor

Alex Grinberg
By Alex Grinberg
on Oct 15, 2015

Impact on Personal Financial Management and Account Aggregation solutions

What does the new European Court of Justice ruling...

Taking Care of User Privacy Also Takes Care of Your Company

Dean Young
By Dean Young
on Jun 9, 2015

Word on the street is that data is the new currency. Well it seems that now, privacy is part of that currency too. Privacy...

Fintech and The Future of Digital Banking in Malaysia

Dean Young
By Dean Young
on Jun 3, 2015

Last week I was privileged to attend the Bank Tech Asia – Retail Banking Technology conference in Kuala Lumpur both as a...

The role of active-consent in the Personal Data economy

Dean Young
By Dean Young
on May 6, 2015

The social media explosion of recent years has changed the way that human beings work with technology. Social media...

Do consumers need to give up on privacy and security in order to access Personal Financial Management tools?

Dean Young
By Dean Young
on Apr 20, 2015

Last week I attended the 2015 Asian Banker Summit in Hong Kong, a fantastic event that brought together more than 900...

PFM in a world of Mega Breaches and Identity Theft

Allan See
By Allan See
on Feb 16, 2015

It’s that time of the year again. The time where we find out categorically how safe our data really is.

Last week, Gemalto a...

Fidelity in a digital age

Dean Young
By Dean Young
on Jan 16, 2015

In the digital age where the constant rollout of new and innovative services along with rapid adoption and defection by...

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