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Our thoughts and opinions

APIs and your data

Dean Young
By Dean Young
on Feb 27, 2017

Just because an API can access and share your data – should it?

Dollars and Sense in the Me2B economy

Dean Young
By Dean Young
on Sep 26, 2016

Financial services are the epicentre of the Me2B economy. What end-users buy, sell, save, borrow, and when, are finger-print...

MAS initiative towards Fintech innovation and improving user’s data privacy

Shadab Taiyabi
By Shadab Taiyabi
on Jun 20, 2016

More and more third-parties are requesting to access users’ financial and accounts information to run their apps, one of the...

Four Myths about Account Aggregation

Dean Young
By Dean Young
on May 30, 2016

Jamie Dimon, JP Morgan Chase’s Chief Executive, made some interesting remarks recently on data aggregation:

"They take more...

The Asian Banker Summit Hanoi

Dean Young
By Dean Young
on May 18, 2016

Murmurs about the role of fintech in the Southeast Asia (SEA) region were heard across the Asian Banker Summit in Hanoi last...

WhatsApp is paving the way for personal data security

Allan See
By Allan See
on Apr 11, 2016

Well, that was a game-changer! Facebook-owned WhatsApp, a cross-platform mobile messaging apps, announced their new default...

Remember it’s YOUR data!

James Redfern
By James Redfern
on Dec 14, 2015

Ctrl-Shift ran their annual Personal Information Economy event in London last week, where the theme was Growth Through...

“User-Permissioned Data”, what’s buried in the fine print?

David Hamilton
By David Hamilton
on Oct 26, 2015

When assessing the business and technical models of online service providers, you will read a lot about “User-Permissioned”...

European Court of Justice ruling invalidates EU-U.S. Safe Harbor

Alex Grinberg
By Alex Grinberg
on Oct 15, 2015

Impact on Personal Financial Management and Account Aggregation solutions

What does the new European Court of Justice ruling...

The role of active-consent in the Personal Data economy

Dean Young
By Dean Young
on May 6, 2015

The social media explosion of recent years has changed the way that human beings work with technology. Social media...

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