February 27, 2017

Just because an API can access and share your data – should it?

An Open API ecosystem could transform banking, introducing new banking apps across a range of services. But at what cost to consumer privacy and data ownership? 

Change is coming. Particularly regarding...

February 10, 2017

Most banks have online pension planners. Input your assets, liabilities and age (in my case 25) into a budgeting tool and learn how much cash you’ll need before you snuff it.  A retail bank’s rudimentary pension tool can be useful; they’re simply presented and diligent...

November 22, 2016

Artificial Intelligence in financial services will become more effective as AI continues to merge human insight with automated analysis, but what is your experience of AI now?  In my view financial services AI in the future will affect the following areas:


September 26, 2016

Financial services are the epicentre of the Me2B economy. What end-users buy, sell, save, borrow, and when, are finger-print unique.

For this data to be valuable it must be intuitive, scalable, predictive, and completely inclusive of the consumer’s entire financial posi...

May 30, 2016

Jamie Dimon, JP Morgan Chase’s Chief Executive, made some interesting remarks recently on data aggregation:

  • "They take more of your data than they need to;

  • Many of them sell the data to outsiders in a way that benefits them but not you;

  • They often take you...

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